Fortune tellers can take a look at you and (so they suppose) can tell everything about you. Well, in real life, when it comes to finding the right apartment in NJ, landlords rely less on the way you look and more on the look of your credit report.
Your apartment interview might go really well. You may hit it off immediately. And then they ask you how your credit is and you say its fine… well, there might be a very good reason why you never get the call back from that dream apartment complex. OR, they may say that you’ve got the place . . .but you need a co-signer. . . or they just tell you they’ve found somebody else. If you haven’t seen your credit report, don’t be surprised.
Trust us when we say, a landlord or NJ leasing manager would rather have you tell them about and explain a minor problem on your credit report, then have them find out for themselves. Most people will not give you the benefit of the doubt if they’ve already asked you about your credit and you didn’t tell them about any issues upfront. Most people assume you know what on your credit report.
So before you go NJ apartment hunting, button up your neatly ironed shirt and pants, and drive down to the NJ leasing office to go meet your new landlord or property manager, take some time to keep reading this post.
Credit Report Basics
If you want to find an apartment in NJ, you really need to know how your credit looks. In all honesty, it’s important to view your credit report at least once a year to make sure that the information is correct and free of fraudulent activity.